Countrywide Home Loans is the name of a national mortgage-brokering firm. Countrywide Home Loans has been in the business of lending to perspective homeowners and other person for many years and with this experience has become very flexible.
There are many reasons why a person would choose to use Countrywide Home Loans. The main reason for many people is the lower interest rates. Due to the volume of business that Countrywide Home Loans does, they can offer rates that may be better than those offered by a bank. Even the slightest break on interest rates can save you thousands of dollars in interest over the term of the loan.
Another huge benefit to Countrywide Home Loans is the fact that they are national. If you are moving from one state to another, financing of a home can be a nightmare. Since Countrywide Home Loans is a national company, they can help you not matter what state you are moving from or to. The convieniance of only have to go through the mortgage once will safe you hours of time and many headaches. Instead of having to find a bank and obtain a mortgage once you arrive at your new destination, you can start shopping for a home as soon as you arrive at your new location.
Of course Countrywide Home Loans is about more than just mortgages. They also offer other services such as debt consolidation, insurance and banking options. By leveraging their large size, Countrywide Home Loans has been able to create offerings in many diverse yet related areas and pass the savings on to you. A perfect example of this is their home insurance program. Countrywide Home Loans negotiates a price on perhaps 5,000 units at a time instead of just an individual policy. This volume results is drastic price drops and generally more coverage and options than you could get when negotiating for a single policy. Of course this volume leveraging system also brings benefits to other products such as auto and life insurance.
Countrywide Home Loans is a major lender to many people regardless of their credit history. Since 1969 they have worked hard to gain access to all areas of the country and all areas of lending. If you need any kind of loan product, then you owe it to yourself to look at Countrywide Home Loans.