Providian credit card – Get free access to your credit report!
If you’re looking for a good credit card, you might want to check out the Providian credit card. While this might seem like just any card at first, you’ll find out that the platinum plan has some very useful extra features. As a result, you should probably look at the credit cards that are offered by Providian before you make your final decision.
The best feature that comes with the platinum Providian credit card is that it offers the customer free access to his or her credit report. This is very unusual and Providian was the first credit card company to ever offer this feature. If you get a credit card from most credit card companies, you will still have to pay in order to see your credit report. Now that you can access it as much as you want, and for free, you’ll be able to see just how your spending and saving behavior is affecting your credit rating – before it’s too late.
The other thing that you should look into before you decide on a credit card company is whether or not there is a rewards program – and what the rewards are. For instance, Providian offers several different choices of rewards, so you can pick the one that works best for you. One choice is a cash-back option. This will allow you to get a small percentage of the money you spend with your card back at the end of the year. This amount is usually about 1 percent for most credit cards. Another option involves travel. For every dollar that you spend on your card, you will earn one travel point that you can use toward paying for your airfare on your next vacation.
While the platinum plan at Providian will offer you access to your credit report, there are several other Providian credit card plans for you to choose from. These plans will have different interest rates and fees, so you should check out all of the different plans before you make a decision. Make sure that you always go with the credit card plan that is best for you, first, and then decide what types of extra features you want.