Health care costs are at an all-time high and there seems to be no end in sight. Unhealthy practices lead to unhealthy people seeking more (and more expensive) medical care. And as the general population ages, the costs of health care will continue to spiral upwards. This article will discuss four areas in which you can trim down your health-related expenses: prescription drugs, habits, eating, and exercise.
Prepaid wireless service and phone cards are a convenient, reliable way to make prepaid local, long distance and international calls. In the old days it was very expensive and almost prohibitive to make a call overseas, especially to countries like Germany, France, Russia or Taiwan; never mind just to the next state. Today however, rates have dropped dramatically. Simply buy minutes in advance and use your prepaid wireless service and phone cares whenever you want to make a call. Use it for business or pleasure.
Whether you rent or own the place that you live, chances are pretty good that a large portion of income goes to pay for it. You may find yourself wondering how you can save any more money on your housing. What follow are some ideas to help you save money on renting, buying, or improving your home, as well as purchasing major appliances.
It seems like we’re always on the go these days. Whether traveling across the country (or the world) or across town, there are ways that you can get more travel out of your transportation dollars.
Did you know that you could be overpaying for your insurance by as much as hundreds of dollars? Most of us have a hard time getting excited about shopping for different insurance, but a little time invested can go a long way in saving you money. Of course, the cost of premiums isn’t the be-all-end-all; quality of service, quick response to claims, and financial soundness are all important factors to consider. However, the focus of this article is on getting and keeping those automobile, homeowner/renter, and life insurance premiums down. First we’ll discuss some generalities; then we’ll get down to some specifics for each category.
From radio spots and junk mail to television and newspaper ads, American consumers are bombarded with invitations to utilize various banking and checking services. And even though they come with the obligatory fine print, so much of it remains a mystery to most of us. So how can you really know whether you are better off staying where you are at, or switching to a new service? From checking accounts to home loans, and a whole lot in between, here are some answers.
When it comes to managing finances, most people would probably receive an F. The truth is, many of us were never taught the basics of money, how it works, and how to handle it. Here are some tips to help get you on your way to better money management.
If you’re trying to run a business on limited funds, or you’ve ever just needed ink for your printer at home, you’ve likely been the victim of sticker shock when you venture out at the last possible minute to purchase a new ink cartridge. Because of the ridiculously high cost of ink and toner, most of us wait to buy one until we absolutely have to–when our printer can no longer give us a readable page. At that point, we often wind up buying the first matching cartridge we find, and we pay dearly for it.
If you make a lot of long distance phone calls, you may find that you can save money by doing what many people are doing: taking advantage of prepaid phone cards. Prepaid phone cards can be used to call just about any country in the world. Prepaid phone cards are plastic cards that allow you to pay for your long distance needs in advance. The cost per minute is much less than calling from a: hotel, airport or conventional pay phone.
Utilities have the surprising power to consume a lot of cash flow each month. From electricity and gas, to water and phone service, here are several ways that you can cut your utility costs.