Category: Miscellaneous

You have spent all your working years thinking about that glorious time called retirement. It’s just around the corner or maybe it’s already here. And now it’s time to step up to the plate and play the retirement game. Unfortunately, the game has changed many times over the last few decades. Pensions were once a staple part of the retirement game. Today they are almost non existent. Legend has it that the retirement age of 65 came from a business owner that figured 65 was the age that most of his employees would have passed on to other pastures. Tax laws and Social Security change every couple of years. Inflation, lifestyle and medical expenses are things that retirees once worried little about. Today they are huge issues facing anyone retiring. The retirement game has become very complicated. But don’t worry there are things that you can do to win at the retirement game.

The psychology of entrepreneurship can be very rewarding to one who dreams of starting their own business. The freedom of being your own boss has billions of people seeking financial independence and other entrepreneurial expectations. But is entrepreneurship for everyone? Are their any restrictions on who can become entrepreneurs? Sadly, the answer is yes. Many people turn their heads when it comes to assisting young people with business projects, they believe age plays a vital part on the success of an entrepreneur, this in some cases causes the entrepreneur to abandon their dream.

There are many financial documents that will affect your financial future, but perhaps none are more important than the credit report. For those shopping for a home mortgage loan, there may be no more important document than the borrower’s credit report.

Funeral expenses can be considerably expensive, especially if you have not planned ahead for your own death or the death of a loved one. Therefore, you should make sure that you do your homework and look around. It’s easy to feel bad about “shopping around” for a deal when it comes to funeral expenses – but you shouldn’t feel bad about it. While you will want to make sure that you follow the last wishes of your loved one, you should not feel obligated to pay more for the same funeral in one location than you would somewhere else.

If you’re going to be leaving behind an estate of any type, then you’re going to need to go about obtaining a federal ID number for an estate. The reason for this is that your estate will need to be run somewhat like a business after you are dead. Therefore, you’ll need a federal ID number so that all of the taxes for your estate can be filed properly. These numbers are different than the ID numbers that individual people use, however, a good way to describe them is that they are similar to social security numbers – but for businesses instead of people.

One of the questions I see asked over and over on the REI newsgroups is “Can the seller get another loan?” This is a great question because it so often is one of the objections raised by a seller when a creative offer is being discussed.

(NC)—With a steadily increasing number of investment choices in the market, it’s easy to become overwhelmed. Without a plan in place, or the guidance and discipline to reach financial goals, it’s easy to be tempted by the latest hot market fad. But this can result in investment portfolios not being aligned with financial goals. Investors may take on more risk and volatility than they want, and may experience poorer performance.

Whether you’re a manager, professional, or entrepreneur you need to think ahead. When you do it in a formal sense, it’s called it planning, when you do it informally it’s something like speculating.

In the course of a day I routinely hear from people who are elated at the success of their advertising. Martha is practically turning back flips now that her ezine ads are starting to bring in a steady stream of sales, gradually turning into the important second income she hoped it would be.

If small business had no important outside audiences, it wouldn’t exist.