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Investing

Annuities – invest through insurance companies

Annuities are a way that you can invest without going through the stock market or a common type of mutual fund. Basically, an annuity is similar to a bond, except that you are buying the annuity from an insurance company instead of from another type of company or a municipality. There are several different types of annuities, and while they are both low risk investments, you should definitely do some research into any annuities that you are thinking of buying.

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Investing

An introduction to mutual funds

Learn which is the right fund for you.

If you are going to invest, but you do not have the time to manage a stock portfolio on your own, then you should look at mutual funds. Basically, a mutual fund is a professionally managed fund that pools the investments of many different people. This money is then used to purchase a side variety of different stocks and bonds. What this means to an investor is that any mutual fund investment automatically comes with its own diverse portfolio. Here is an introduction to mutual funds that should help you figure out what you want to do with your money.

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Investing

An introduction to bonds – safe, smart investments

While most people do not look at bonds as anything other than a less risky alternative to the stock market, that is not necessarily the case. Bonds are also useful in your investment portfolio with stocks instead of as a strict alternative – if you want to have the best investment plans for you, you’ll use some of both. In order to understand the part that bonds will play in your investments, you should understand what a bond is.

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Investing

Angel investing

Angel investing helps entrepreneurs open start-up businesses.

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Investing

An emergency fund: Your first line of defence

Downsizing, rightsizing, forced retirement, layoffs, firings, outsourcing, and being made redundant.

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Investing

A money marked account is a safe place to store your investment money

If you’re looking to invest your money wisely, you should probably look at a different option than a regular savings account. This is especially the case if the current interest rates on savings accounts are relatively low. Your best option is to get a different type of account that has a higher interest rate. Some people go with CDs, but you might find that a money market account is better for you. These accounts will generally allow you treat your money the same way you would in a normal account (which means that you can take out your money whenever you need it, instead of just at set times during the year).

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Investing

Aggressive growth funds explained

If you’re looking for a short-term investment that will give you larger capital gains, then aggressive growth funds are probably for you. These funds consist of stock and bonds in companies that are fairly volatile. The result is that you have a fund that can give very high returns in a short period of time – but it can also result in heavy losses as well. You should only consider investing in aggressive growth funds if you are not worried about high-risk investments.

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Investing

A free guide to Forex trading & investing

Market knowledge and ability to understand analysis will only get you so far in Forex trading, but without the nerve to actively compete risking your own money in the process you can never become a successful trader.